Draft — pending review by counsel. This text is not final, may change substantially, and highlighted items are still to be decided.

Risk & Fee Disclosures

Version 1.0 · Effective 2026-10-03 · Last updated 2026-10-03

Only use money you can afford to lose entirely. Tokens launched on Chatple are user-made memecoins with no backing, no issuer obligations and, usually, no lasting value. Chatple earns a fee on every trade, and callers earn a fee when you trade through their links.

1. Not investment advice

Nothing on Chatple is investment, financial, legal or tax advice, or a recommendation or solicitation to buy or sell any token. Rankings, "trending" lists, charts, call records, share-reward figures and bot messages are information only. Share rewards and creator fees are fees for activity, not investment returns, and nothing here promises that any token will rise in price.

2. Risk disclosure

  • Total loss. Memecoins are extremely volatile. Most lose nearly all of their value, often within hours. Prices can move sharply in seconds and liquidity can disappear.
  • No vetting. Anyone can launch a token. We do not check who is behind it, whether its name or image is used with permission, or what its launcher intends. Launchers and large holders can sell at any time.
  • Launch window. For the first 120 seconds of a pool the trading fee starts near 49.5% and decays to 1%. Buying in that window can cost far more than the base fee. Check the live fee before signing.
  • Smart-contract and protocol risk. Pools run on Meteora's Dynamic Bonding Curve and, after graduation, DAMM v2. These and the Solana token programs are third-party code that can contain bugs, be exploited, be upgraded or be paused by their operators.
  • Network risk. Solana can be congested, slow, or halted. Transactions can fail, land late at a worse price within your slippage limit, or be front-run by bots. Confirmed transactions cannot be reversed.
  • Data risk. Prices, market caps, charts, USD values and price feeds (including oracle data for stock rooms) come from on-chain reads, indexers and third-party sources and may be delayed, incomplete or wrong.
  • Tokenized-stock risk. In stock rooms the paired asset is a third-party xStock. Its issuer can pause transfers, freeze accounts, add transfer restrictions, or move or burn tokens from any account, which could freeze or destroy a pool.
  • Wallet and security risk. If you lose your keys or sign a malicious transaction, your funds are gone. Scammers post fake airdrops and drainer links in crypto chats. We will never ask for your seed phrase.
  • Operational risk. Payouts of creator shares and caller rewards depend on Chatple's systems, keys and continued operation and may be delayed or interrupted.
  • Platform-token risk. $CHATPLE is a memecoin-style token like any other on Chatple and can lose all of its value. The buyback & burn is a discretionary use of part of Chatple's fee revenue: its size depends on trading volume, Chatple can change or stop it, and it is not price support. Holding $CHATPLE gives no rights in Chatple.
  • Regulatory risk. Laws on digital assets are changing. New rules could restrict the Service in your country, affect the tokens you hold, or change your tax position.

3. Fee disclosure

Fee split per trade at the 1.00% base fee
RecipientNormal tradeVia a verified callerHow it is paid
Meteora (protocol fee)0.20%0.20%Taken on-chain by the Meteora Dynamic Bonding Curve program. Set by Meteora, not by Chatple.
Token creator / named beneficiaries0.496%0.496%On-chain creator share (62% of the fee after Meteora's cut, about 0.5% of the trade). A single wallet beneficiary claims it directly from the pool; social-account or multi-beneficiary shares are collected by Chatple's distributor wallet and paid out (see Payouts).
Verified caller (referrer)—0.20%Only on trades attributed to a verified caller's link. Paid by Chatple out of its own 0.304% share, after a 24-hour hold.
$CHATPLE buyback & burn0.20%0.10%Allocated by Chatple out of its own 0.304% share. Used to buy $CHATPLE, Chatple's platform token, on the open market and burn it. This is a discretionary use of Chatple's revenue, not a promise about $CHATPLE's price or value.
Chatple (retained)0.104%0.004%The remainder of Chatple's 0.304% partner share, including rounding. Holder fee rebates (normal trades only, if you qualify) are paid out of this amount.
Total trading fee1.00%1.00%Charged on buys (from the input) and sells (from the output), in the pool's paired asset (SOL, or the xStock in a stock room).

Table effective 2026-10-03. Percentages are of the trade amount, after the launch window described below. “Via a verified caller” means a trade attributed to a verified caller's call card, caller room or share link; the trader pays the same 1.00% either way. Coins launched on Chatple's earlier pool configuration (creator share 25% of the post-Meteora fee) keep the earlier split: creator 0.20%, Chatple 0.60% — of which 0.15% goes to the buyback & burn on a normal trade, or 0.30% to the caller and 0.10% to the buyback & burn on a caller trade.

Meteora's protocol share is set by Meteora. Chatple announces changes to the other shares at least 30 days in advance (see the Terms). After a token graduates, trades on its Meteora DAMM v2 pool pay that pool's 1% fee, which goes to the holders of the permanently locked LP position (Chatple and the creator, half each) and to Meteora. You also pay Solana network and priority fees.

4. Conflicts of interest

  • Chatple earns on volume. We receive a share of every trade, whether the price goes up or down. Our interest in more trading is not the same as your interest in good outcomes.
  • Callers are paid referrers. Verified callers earn 0.20% of trades made through their links. They may hold the tokens they call and benefit if you buy. Callers must disclose that they earn referral fees and whether they hold the token; treat every call as promotion, not advice.
  • Creators and beneficiaries earn on volume through the creator share, regardless of how the token performs for buyers.
  • Platform token. Chatple and its treasury may hold $CHATPLE. Part of Chatple's fee share (0.20% of a normal trade, 0.10% of a caller trade) is used to buy $CHATPLE on the open market (through Jupiter on mainnet) and burn it, which can benefit holders including Chatple. It is a discretionary allocation, not a promise of price or value, and should not be relied on. Every run is published on the analytics page. Unclaimed (after 90 days) and refused beneficiary shares also go to this burn. Trades before the current fee table funded a buyback of the traded token itself; those historical buybacks remain visible but no new ones are made.
  • Holder rebates are fee discounts. $CHATPLE holders who reach a tier get part of the fee on their own trades back in SOL, paid from Chatple's share. This is a discount, not yield, interest or a revenue share; there is no holder revenue share. Tiers depend on the lowest balance over the last 7 days; nothing is staked or locked, and Chatple can change the thresholds. Verified callers must hold a $CHATPLE bond the same way to keep verified-referral status; since Chatple never holds it, it cannot be slashed.
  • Chatple staff may trade tokens on Chatple. [COUNSEL: decide staff-trading policy and disclosure]

5. Where money sits

Your trading funds stay in your own wallet until you sign a swap; Chatple never holds them. The exceptions are fee balances: creator fees for tokens with social-account or several beneficiaries sit in a Chatple-controlled distributor wallet until paid out, and caller rewards, holder fee rebates and the $CHATPLE buyback & burn are funded from Chatple's own fee share. Those amounts depend on Chatple paying them. See the Terms for details.

If you are not sure you understand these risks, do not trade. Consider getting independent financial advice.
Not investment advice · Terms · Privacy
Risk & Fee Disclosures · Chatple